{"id":9701,"date":"2022-12-14T13:45:46","date_gmt":"2022-12-14T16:45:46","guid":{"rendered":"https:\/\/eseg.edu.br\/blog\/gestao-de-risco-o-que-para-que-serve\/"},"modified":"2026-05-12T00:24:22","modified_gmt":"2026-05-12T03:24:22","slug":"risk-management-what-it-is-and-what-its-for","status":"publish","type":"post","link":"https:\/\/eseg.edu.br\/en\/blog\/gestao-de-risco-o-que-para-que-serve\/","title":{"rendered":"Risk management: what is it and what is it for?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"3727\" class=\"elementor elementor-3727\" data-elementor-post-type=\"post\">\n<div class=\"elementor-element elementor-element-3551f51d e-flex e-con-boxed sticky-no is-skin bg-el bg-inherit bg-light nochange-no bg-no bg-no box-no e-con e-parent\" data-id=\"3551f51d\" data-element_type=\"container\">\n<div class=\"e-con-inner\">\n<div class=\"elementor-element elementor-element-c1d0586 elementor-widget elementor-widget-heading\" data-id=\"c1d0586\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h1 class=\"elementor-heading-title elementor-size-default\">Risk management: what is it and what is it for?<\/h1>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-7a6e6817 elementor-widget elementor-widget-text-editor\" data-id=\"7a6e6817\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p>Have you ever heard of risk management?<\/p>\n<p>Risks can be defined as uncertain actions that may cause difficulties and effects of varying natures and degrees of intensity.<\/p>\n<p>In turn, risk management can be defined as a set of external policies and actions that a company implements to detect risks in its business and try to neutralize them as much as possible.<\/p>\n<p>In other words, it is a mechanism used to manage potential setbacks that may occur during project execution.\u00a0<\/p>\n<p>You might be wondering why a business owner would take risks when they already know that risks are possible.\u00a0<\/p>\n<p>Well, nothing ventured, nothing gained, right? By knowing how to manage potential problems, the tendency is to achieve success.\u00a0<\/p>\n<p>Adopting a sector with this type of management in the corporate world can:<\/p>\n<ul class=\"wp-block-list\">\n<li>To mitigate the impact that problems can have within the company;<\/li>\n<li>Control damage;<\/li>\n<li>To prevent the identified problems from happening again;<\/li>\n<li>Avoid all potential threats altogether;<\/li>\n<li>To accelerate the recovery from potential losses.\u00a0<\/li>\n<\/ul>\n<p>In general, this type of activity is carried out in conjunction with corporate governance practices and <em>compliance<\/em>, In this way, it becomes possible to consolidate business operations and gain credibility in the market.<\/p>\n<p><a href=\"https:\/\/blog.eseg.edu.br\/o-que-e-governanca-corporativa-e-compliance\/\"><strong>Read more: Corporate governance and compliance: what are they and where do they apply?\u00a0<\/strong><\/a><\/p>\n<h2 class=\"wp-block-heading\"><strong>What is the purpose of risk management and what are its objectives?<\/strong><\/h2>\n<p>You, as a student or perhaps future entrepreneur, may want to better understand the objectives and usefulness of establishing a department focused on this specialty.\u00a0<\/p>\n<p>To help you with this task, we have listed below the 3 main points you should think about and consider.<\/p>\n<ol class=\"wp-block-list\">\n<li><strong>Avoid financial losses<\/strong><\/li>\n<\/ol>\n<p>One of the main objectives of risk management is to prevent any financial loss from occurring.<\/p>\n<p>To achieve this, an assessment is made of all data and variables that can positively or negatively impact the products or services offered.<\/p>\n<p>The data evaluated involves research into public interest, the profile of those who will consume the product, the potential acceptance of a new product launch or reformulation of something that already exists, plans in case of rejection, etc.<\/p>\n<ol class=\"wp-block-list\">\n<li><strong>Resource utilization<\/strong><\/li>\n<\/ol>\n<p>When we talk about resources, we encompass everything involved in the production or realization of something, such as human labor, productive capacity, available financial resources, inventory supplies, and supplier performance.<\/p>\n<p>In other words, the risk manager conducts a thorough evaluation of all the work being done to ensure there is no waste of any kind. This action greatly contributes to the goal of avoiding financial losses.\u00a0<\/p>\n<ol class=\"wp-block-list\">\n<li><strong>Revenue targets<\/strong><\/li>\n<\/ol>\n<p>By establishing a risk management team, attention to ensuring process efficiency becomes more effective and, in addition to preventing losses, it establishes the best strategies to achieve revenue targets.\u00a0<\/p>\n<h2 class=\"wp-block-heading\"><strong>How can knowledge of risk management help your resume?<\/strong><\/h2>\n<p>Currently, more than \u2153 of Brazilian companies, approximately 37%, have a risk management department, according to data from <a href=\"https:\/\/www.infomoney.com.br\/patrocinados\/xp-investimentos\/xp-empresas-e-porta-de-entrada-para-gestao-de-riscos-em-pmes\/#:~:text=Pouco%20mais%20de%20um%20ter%C3%A7o,e%20m%C3%A9dias%20empresas%2C%20as%20PMEs.\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\"><span style=\"color: #0000ff;\">Marsh Risk Consulting<\/span>.<\/a><\/p>\n<p>These figures belong almost exclusively to large companies, and the trend for the coming years is that more organizations will incorporate this sector into their workflow.\u00a0<\/p>\n<p>Therefore, having this knowledge can open important doors for you in the job market, with more attractive salaries and interesting career possibilities.\u00a0<\/p>\n<p>By taking a course that focuses on finance and risk management, you learn to set personalized goals, identify shortcomings and difficulties, establish an action plan, and monitor its progress.<\/p>\n<p>This knowledge is a highly relevant asset in selection processes. And who wouldn&#039;t want a good job, right?<\/p>\n<p>Here at ESEG College, part of the Etapa Group, we have an excellent <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/eseg.edu.br\/en\/home\/course\/economy\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">Economics Course<\/a><\/span> to give you all the basic knowledge and a great <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/cursos.eseg.edu.br\/pos-graduacao\/pos-graduacao-em-produtos-financeiros-e-gestao-de-risco\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">MBA with a focus on Financial Products and Risk Management<\/a>.<\/p>\n<p><\/span><strong><a href=\"https:\/\/eseg.edu.br\/en\/home\/course\/economy\/\">Economics: everything you need to know about the course<\/a><\/strong><span style=\"color: #0000ff;\"><br \/><\/span><\/p>\n<p>Invest in your future and enroll today.\u00a0<\/p>\n<p style=\"text-align: center;\">\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-8bcce70 elementor-widget elementor-widget-global elementor-global-6176 elementor-widget-text-editor\" data-id=\"8bcce70\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<h5><b>Follow ESEG College, part of the Etapa Group, on social media:\u00a0<\/b><\/h5>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-c8408bb elementor-shape-circle elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-global elementor-global-6173 elementor-widget-social-icons\" data-id=\"c8408bb\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\"><br \/>\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon 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1.8-3.7.9-6.9-.5-9.7-1.4-2.8-12.5-30.1-17.1-41.2-4.5-10.8-9.1-9.3-12.5-9.5-3.2-.2-6.9-.2-10.6-.2-3.7 0-9.7 1.4-14.8 6.9-5.1 5.6-19.4 19-19.4 46.3 0 27.3 19.9 53.7 22.6 57.4 2.8 3.7 39.1 59.7 94.8 83.8 35.2 15.2 49 16.5 66.6 13.9 10.7-1.6 32.8-13.4 37.4-26.4 4.6-13 4.6-24.1 3.2-26.4-1.3-2.5-5-3.9-10.5-6.6z\"><\/path><\/svg>\t\t\t\t\t<\/a><br \/>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>Gest\u00e3o de risco: o que \u00e9 e para que serve? Voc\u00ea j\u00e1 ouviu falar em gest\u00e3o de risco? Riscos podem ser definidos como a\u00e7\u00f5es incertas que podem ocasionar dificuldades e efeitos das mais variadas naturezas e em diversos graus de intensidade. Por sua vez, a gest\u00e3o de risco pode ser definida como um conjunto de pol\u00edticas externas e a\u00e7\u00f5es que uma empresa coloca em pr\u00e1tica para detectar riscos em seus neg\u00f3cios e tentar ao m\u00e1ximo fazer a neutraliza\u00e7\u00e3o dos mesmos. Em outras palavras, \u00e9 um mecanismo utilizado para administrar poss\u00edveis percal\u00e7os que possam ocorrer durante a execu\u00e7\u00e3o de projetos.\u00a0 \u00c9 poss\u00edvel que esteja se perguntando a raz\u00e3o de um empres\u00e1rio correr riscos quando ele j\u00e1 sabe da possibilidade deles existirem.\u00a0 Bem, quem n\u00e3o arrisca, n\u00e3o petisca, n\u00e3o \u00e9? Sabendo gerir poss\u00edveis problemas, a tend\u00eancia \u00e9 obter sucesso.\u00a0 Adotar um setor com este tipo de gerenciamento no universo corporativo pode: Suavizar os impactos que os problemas podem causar dentro da empresa; Controlar danos; Evitar que os problemas identificados aconte\u00e7am novamente; Evitar por completo poss\u00edveis amea\u00e7as; Acelerar a recupera\u00e7\u00e3o de poss\u00edveis preju\u00edzos.\u00a0 De modo geral, este tipo de atividade \u00e9 exercida em conjunto com pr\u00e1ticas de governan\u00e7a corporativa e compliance, para que, &hellip;<\/p>","protected":false},"author":4,"featured_media":9700,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[57,46,61],"tags":[],"class_list":["post-9701","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-ensino-superior","category-gestao"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Gest\u00e3o de risco: o que \u00e9 e para que serve?<\/title>\n<meta name=\"description\" content=\"Gest\u00e3o de risco: o que \u00e9 e para que serve? 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