{"id":9583,"date":"2022-02-03T17:25:19","date_gmt":"2022-02-03T20:25:19","guid":{"rendered":"https:\/\/eseg.edu.br\/blog\/dicas-de-financas-para-universitarios\/"},"modified":"2026-05-12T00:24:24","modified_gmt":"2026-05-12T03:24:24","slug":"finance-tips-for-university-students","status":"publish","type":"post","link":"https:\/\/eseg.edu.br\/en\/blog\/dicas-de-financas-para-universitarios\/","title":{"rendered":"4 financial tips for future college students"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"3027\" class=\"elementor elementor-3027\" data-elementor-post-type=\"post\">\n<div class=\"elementor-element elementor-element-77bd1f76 e-flex e-con-boxed sticky-no is-skin bg-el bg-inherit bg-light nochange-no bg-no bg-no box-no e-con e-parent\" data-id=\"77bd1f76\" data-element_type=\"container\">\n<div class=\"e-con-inner\">\n<div class=\"elementor-element elementor-element-5b68eaf elementor-widget elementor-widget-heading\" data-id=\"5b68eaf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n<div class=\"elementor-widget-container\">\n<h1 class=\"elementor-heading-title elementor-size-default\">4 financial tips for future college students<\/h1>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-5531aeb elementor-widget elementor-widget-text-editor\" data-id=\"5531aeb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<p>Earning a college degree is a common dream among many Brazilians. After all, professional training provides... <strong>better opportunities and salaries<\/strong>. According to<span style=\"color: #0000ff;\"> <a style=\"color: #0000ff;\" href=\"https:\/\/exame.com\/brasil\/no-brasil-faculdade-dobra-salario-por-que-isso-e-ruim\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">report<em> Education at a Glance<\/em><\/a><\/span>, According to OECD data, Brazilians with higher education degrees earn, on average, 140% more than those who only completed secondary education.\u00a0<\/p>\n<p>On the other hand, a lack of financial organization can make it impossible to complete a higher education course. With that in mind, we&#039;ve prepared a list with... <strong>4 financial tips for future college students<\/strong>. Check it out!<\/p>\n<h2 class=\"wp-block-heading\">Financial organization for university students<\/h2>\n<p>Financial education aims to prepare individuals to manage their income through... <strong>conscious consumption <\/strong>and from<strong> organization<\/strong> Regarding your investments. Many educational institutions already include this topic in their curricula, but financial education still faces challenges in Brazil.\u00a0<\/p>\n<p>According to a survey conducted by the Credit Protection Service, <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"http:\/\/spcbrasil.org.br\/uploads\/st_imprensa\/release_educacao_financeira_v7.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">46% of Brazilians don&#039;t do financial control.<\/a><\/span>. Among those who do, 29% use memory to manage their finances, which is considered a rather insecure method. This behavior ends up reflecting in the indebtedness of the population.\u00a0\u00a0<\/p>\n<p>Organization is fundamental to maintaining financial health at any stage of life, especially during college. After all, nobody wants to start... <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/blog.eseg.edu.br\/qual-profissao-escolher\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">professional life<\/a> <\/span>Struggling with debt, right? Check out our tips!<\/p>\n<h3 class=\"wp-block-heading\">1. Organize your budget.\u00a0\u00a0<\/h3>\n<p>The first step to maintaining financial organization during college is to create a spreadsheet with all your income and expense information. Include your income, fixed expenses, and variable expenses. With this information at hand, you will be able to make projections for the coming months and prepare to achieve your goals.\u00a0\u00a0<\/p>\n<h3 class=\"wp-block-heading\">2. Make a plan.\u00a0<\/h3>\n<p>The second step is to reflect on your priorities, creating a plan with <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/blog.eseg.edu.br\/como-tracar-metas\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">realistic goals<\/a><\/span> Short, medium, and long term. It&#039;s worth noting that these goals should be specific. For example, instead of writing &quot;save money,&quot; write &quot;save R$ 2000.00 by the end of the year to take a short course.&quot;.\u00a0<\/p>\n<h3 class=\"wp-block-heading\">3. Create a financial reserve.<\/h3>\n<p>We know that unexpected things can happen, right? That&#039;s why it&#039;s so important to create a financial reserve for them. <strong>to cover unexpected expenses<\/strong>. According to experts, the ideal is to maintain savings equivalent to three months of expenses. Saving this amount can be your first goal towards financial organization.\u00a0\u00a0<\/p>\n<h3 class=\"wp-block-heading\">4. Cut unnecessary expenses.\u00a0<\/h3>\n<p>One of the biggest mistakes people make when trying to organize their finances is not considering <strong>small, unnecessary expenses<\/strong>, like coffees, subscriptions to <em>streams<\/em>, parties and online shopping.\u00a0<\/p>\n<p>When you put all these items down on paper, you can arrive at high figures. Therefore, prioritize your goals and consume consciously, leaving waste behind.\u00a0\u00a0\u00a0\u00a0\u00a0<\/p>\n<h3 class=\"wp-block-heading\">5. Look for ways to increase your income.<\/h3>\n<p>There are creative ways to increase your income and make your monthly budget a little more comfortable. A good tip is...<span style=\"color: #0000ff;\"> <a style=\"color: #0000ff;\" href=\"https:\/\/blog.eseg.edu.br\/conseguir-um-estagio\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">look for a paid internship<\/a><\/span>. It&#039;s also possible to start a business while in college, by offering English classes, selling books and materials you no longer use, or even creating handcrafted products.\u00a0\u00a0<\/p>\n<p>Did you like our financial tips for college students? Then take advantage and download our free guide with... <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/carreira.eseg.edu.br\/e-book-dicas-de-financas-pessoais\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">10 steps to organize your personal finances<\/a><\/span>.<\/p>\n<p><a href=\"https:\/\/lp.eseg.edu.br\/vestibular\"><strong>Study at ESEG! See how to participate in our selection process with scholarships and other admission options.<\/strong><\/a><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-36be809 e-flex e-con-boxed sticky-no is-skin bg-el bg-inherit bg-light nochange-no bg-no bg-no box-no e-con e-parent\" data-id=\"36be809\" data-element_type=\"container\">\n<div class=\"e-con-inner\">\n<div class=\"elementor-element elementor-element-6176 elementor-widget elementor-widget-global elementor-global-6176 elementor-widget-text-editor\" data-id=\"6176\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n<h5><b>Follow ESEG College, part of the Etapa Group, on social media:\u00a0<\/b><\/h5>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"elementor-element elementor-element-6173 elementor-shape-circle elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-global elementor-global-6173 elementor-widget-social-icons\" data-id=\"6173\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\"><br \/>\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-instagram elementor-repeater-item-e36d09a\" href=\"https:\/\/www.instagram.com\/eseg_oficial\/\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Instagram<\/span><br \/>\n\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fab-instagram\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z\"><\/path><\/svg>\t\t\t\t\t<\/a><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\"><br \/>\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-08e740a\" href=\"https:\/\/www.linkedin.com\/school\/faculdadeeseg\/\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">LinkedIn<\/span><br \/>\n\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fab-linkedin\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t<\/a><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\"><br \/>\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-repeater-item-0c28ec0\" href=\"https:\/\/www.facebook.com\/faculdadeeseg\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span><br \/>\n\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fab-facebook\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"><\/path><\/svg>\t\t\t\t\t<\/a><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\"><br \/>\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-youtube elementor-repeater-item-8c8637e\" href=\"https:\/\/www.youtube.com\/@faculdadeeseg\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">YouTube<\/span><br \/>\n\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fab-youtube\" viewbox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"><\/path><\/svg>\t\t\t\t\t<\/a><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\"><br \/>\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-tiktok elementor-repeater-item-71055b0\" href=\"https:\/\/www.tiktok.com\/@eseg_oficial\/\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">TikTok<\/span><br \/>\n\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fab-tiktok\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M448,209.91a210.06,210.06,0,0,1-122.77-39.25V349.38A162.55,162.55,0,1,1,185,188.31V278.2a74.62,74.62,0,1,0,52.23,71.18V0l88,0a121.18,121.18,0,0,0,1.86,22.17h0A122.18,122.18,0,0,0,381,102.39a121.43,121.43,0,0,0,67,20.14Z\"><\/path><\/svg>\t\t\t\t\t<\/a><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\"><br \/>\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-whatsapp elementor-repeater-item-7e0d3d9\" href=\"https:\/\/wa.me\/551121871056\" target=\"_blank\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">WhatsApp<\/span><br \/>\n\t\t\t\t\t\t<svg class=\"e-font-icon-svg e-fab-whatsapp\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M380.9 97.1C339 55.1 283.2 32 223.9 32c-122.4 0-222 99.6-222 222 0 39.1 10.2 77.3 29.6 111L0 480l117.7-30.9c32.4 17.7 68.9 27 106.1 27h.1c122.3 0 224.1-99.6 224.1-222 0-59.3-25.2-115-67.1-157zm-157 341.6c-33.2 0-65.7-8.9-94-25.7l-6.7-4-69.8 18.3L72 359.2l-4.4-7c-18.5-29.4-28.2-63.3-28.2-98.2 0-101.7 82.8-184.5 184.6-184.5 49.3 0 95.6 19.2 130.4 54.1 34.8 34.9 56.2 81.2 56.1 130.5 0 101.8-84.9 184.6-186.6 184.6zm101.2-138.2c-5.5-2.8-32.8-16.2-37.9-18-5.1-1.9-8.8-2.8-12.5 2.8-3.7 5.6-14.3 18-17.6 21.8-3.2 3.7-6.5 4.2-12 1.4-32.6-16.3-54-29.1-75.5-66-5.7-9.8 5.7-9.1 16.3-30.3 1.8-3.7.9-6.9-.5-9.7-1.4-2.8-12.5-30.1-17.1-41.2-4.5-10.8-9.1-9.3-12.5-9.5-3.2-.2-6.9-.2-10.6-.2-3.7 0-9.7 1.4-14.8 6.9-5.1 5.6-19.4 19-19.4 46.3 0 27.3 19.9 53.7 22.6 57.4 2.8 3.7 39.1 59.7 94.8 83.8 35.2 15.2 49 16.5 66.6 13.9 10.7-1.6 32.8-13.4 37.4-26.4 4.6-13 4.6-24.1 3.2-26.4-1.3-2.5-5-3.9-10.5-6.6z\"><\/path><\/svg>\t\t\t\t\t<\/a><br \/>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>4 dicas de finan\u00e7as para futuros universit\u00e1rios Conquistar o diploma da gradua\u00e7\u00e3o \u00e9 um sonho comum entre muitos brasileiros. Afinal, a capacita\u00e7\u00e3o profissional proporciona melhores oportunidades e sal\u00e1rios. De acordo com o relat\u00f3rio Education at a Glance, da OCDE, os brasileiros formados no Ensino Superior ganham, em m\u00e9dia, 140% mais do que aqueles que cursaram apenas o Ensino M\u00e9dio.\u00a0 Por outro lado, a falta de organiza\u00e7\u00e3o financeira pode inviabilizar a conclus\u00e3o do curso superior. Pensando nisso, preparamos uma lista com 4 dicas de finan\u00e7as para futuros universit\u00e1rios. Confira! Organiza\u00e7\u00e3o financeira para universit\u00e1rios A educa\u00e7\u00e3o financeira visa preparar o indiv\u00edduo para administrar seus rendimentos, por meio do consumo consciente e da organiza\u00e7\u00e3o dos seus investimentos. Muitas institui\u00e7\u00f5es de ensino j\u00e1 incluem esse tema em seus curr\u00edculos, mas a educa\u00e7\u00e3o financeira ainda enfrenta desafios no Brasil.\u00a0 De acordo com uma pesquisa realizada pelo Servi\u00e7o de Prote\u00e7\u00e3o ao Cr\u00e9dito, 46% dos brasileiros n\u00e3o fazem controle financeiro. Dentre os que fazem, 29% utilizam a mem\u00f3ria para gerir suas finan\u00e7as, o que \u00e9 considerado um m\u00e9todo bastante inseguro. Esse comportamento acaba refletindo no endividamento da popula\u00e7\u00e3o.\u00a0\u00a0 A organiza\u00e7\u00e3o \u00e9 fundamental para manter a sa\u00fade financeira em qualquer fase da vida, principalmente durante a faculdade. Afinal, &hellip;<\/p>","protected":false},"author":4,"featured_media":9582,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[52],"tags":[],"class_list":["post-9583","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dicas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>4 dicas de finan\u00e7as para futuros universit\u00e1rios<\/title>\n<meta name=\"description\" content=\"4 dicas de finan\u00e7as para futuros universit\u00e1rios | Faculdade ESEG\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eseg.edu.br\/en\/blog\/finance-tips-for-university-students\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"4 dicas de finan\u00e7as para futuros universit\u00e1rios\" \/>\n<meta property=\"og:description\" content=\"4 dicas de finan\u00e7as para futuros universit\u00e1rios | Faculdade ESEG\" \/>\n<meta property=\"og:url\" content=\"https:\/\/eseg.edu.br\/en\/blog\/finance-tips-for-university-students\/\" \/>\n<meta property=\"og:site_name\" content=\"Faculdade ESEG\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-03T20:25:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-12T03:24:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/eseg.edu.br\/wp-content\/uploads\/2026\/05\/dicas-de-financas.png\" \/>\n\t<meta property=\"og:image:width\" content=\"780\" \/>\n\t<meta property=\"og:image:height\" content=\"450\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Equipe ESEG\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/blog\\\/dicas-de-financas-para-universitarios\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/blog\\\/dicas-de-financas-para-universitarios\\\/\"},\"author\":{\"name\":\"Equipe ESEG\",\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/#\\\/schema\\\/person\\\/bde8393e8d7a94b4e74dc3818d07f366\"},\"headline\":\"4 dicas de finan\u00e7as para futuros universit\u00e1rios\",\"datePublished\":\"2022-02-03T20:25:19+00:00\",\"dateModified\":\"2026-05-12T03:24:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/blog\\\/dicas-de-financas-para-universitarios\\\/\"},\"wordCount\":610,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/blog\\\/dicas-de-financas-para-universitarios\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/eseg.edu.br\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/dicas-de-financas.png\",\"articleSection\":[\"Dicas\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/eseg.edu.br\\\/blog\\\/dicas-de-financas-para-universitarios\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/blog\\\/dicas-de-financas-para-universitarios\\\/\",\"url\":\"https:\\\/\\\/eseg.edu.br\\\/blog\\\/dicas-de-financas-para-universitarios\\\/\",\"name\":\"4 dicas de finan\u00e7as para futuros universit\u00e1rios\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/blog\\\/dicas-de-financas-para-universitarios\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/blog\\\/dicas-de-financas-para-universitarios\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/eseg.edu.br\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/dicas-de-financas.png\",\"datePublished\":\"2022-02-03T20:25:19+00:00\",\"dateModified\":\"2026-05-12T03:24:24+00:00\",\"description\":\"4 dicas de finan\u00e7as para futuros universit\u00e1rios | Faculdade ESEG\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/eseg.edu.br\\\/blog\\\/dicas-de-financas-para-universitarios\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/blog\\\/dicas-de-financas-para-universitarios\\\/#primaryimage\",\"url\":\"https:\\\/\\\/eseg.edu.br\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/dicas-de-financas.png\",\"contentUrl\":\"https:\\\/\\\/eseg.edu.br\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/dicas-de-financas.png\",\"width\":780,\"height\":450,\"caption\":\"dicas-de-financas\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/#website\",\"url\":\"https:\\\/\\\/eseg.edu.br\\\/\",\"name\":\"Faculdade ESEG\",\"description\":\"Faculdade presencial em S\u00e3o Paulo. Faculdade do Grupo Etapa.\",\"publisher\":{\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/#organization\"},\"alternateName\":\"Faculdade ESEG\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/eseg.edu.br\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/#organization\",\"name\":\"Faculdade ESEG\",\"alternateName\":\"Faculdade ESEG\",\"url\":\"https:\\\/\\\/eseg.edu.br\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/eseg.edu.br\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/Favicon.svg\",\"contentUrl\":\"https:\\\/\\\/eseg.edu.br\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/Favicon.svg\",\"width\":512,\"height\":512,\"caption\":\"Faculdade ESEG\"},\"image\":{\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.instagram.com\\\/eseg_oficial\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/#\\\/schema\\\/person\\\/bde8393e8d7a94b4e74dc3818d07f366\",\"name\":\"Equipe ESEG\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/eseg.edu.br\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/Time.png\",\"url\":\"https:\\\/\\\/eseg.edu.br\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/Time.png\",\"contentUrl\":\"https:\\\/\\\/eseg.edu.br\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/Time.png\",\"caption\":\"Equipe ESEG\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"4 financial tips for future college students","description":"4 financial tips for future college students | ESEG College","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/eseg.edu.br\/en\/blog\/finance-tips-for-university-students\/","og_locale":"en_US","og_type":"article","og_title":"4 dicas de finan\u00e7as para futuros universit\u00e1rios","og_description":"4 dicas de finan\u00e7as para futuros universit\u00e1rios | Faculdade ESEG","og_url":"https:\/\/eseg.edu.br\/en\/blog\/finance-tips-for-university-students\/","og_site_name":"Faculdade ESEG","article_published_time":"2022-02-03T20:25:19+00:00","article_modified_time":"2026-05-12T03:24:24+00:00","og_image":[{"width":780,"height":450,"url":"https:\/\/eseg.edu.br\/wp-content\/uploads\/2026\/05\/dicas-de-financas.png","type":"image\/png"}],"author":"Equipe ESEG","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/eseg.edu.br\/blog\/dicas-de-financas-para-universitarios\/#article","isPartOf":{"@id":"https:\/\/eseg.edu.br\/blog\/dicas-de-financas-para-universitarios\/"},"author":{"name":"Equipe ESEG","@id":"https:\/\/eseg.edu.br\/#\/schema\/person\/bde8393e8d7a94b4e74dc3818d07f366"},"headline":"4 dicas de finan\u00e7as para futuros universit\u00e1rios","datePublished":"2022-02-03T20:25:19+00:00","dateModified":"2026-05-12T03:24:24+00:00","mainEntityOfPage":{"@id":"https:\/\/eseg.edu.br\/blog\/dicas-de-financas-para-universitarios\/"},"wordCount":610,"commentCount":0,"publisher":{"@id":"https:\/\/eseg.edu.br\/#organization"},"image":{"@id":"https:\/\/eseg.edu.br\/blog\/dicas-de-financas-para-universitarios\/#primaryimage"},"thumbnailUrl":"https:\/\/eseg.edu.br\/wp-content\/uploads\/2026\/05\/dicas-de-financas.png","articleSection":["Dicas"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/eseg.edu.br\/blog\/dicas-de-financas-para-universitarios\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/eseg.edu.br\/blog\/dicas-de-financas-para-universitarios\/","url":"https:\/\/eseg.edu.br\/blog\/dicas-de-financas-para-universitarios\/","name":"4 financial tips for future college students","isPartOf":{"@id":"https:\/\/eseg.edu.br\/#website"},"primaryImageOfPage":{"@id":"https:\/\/eseg.edu.br\/blog\/dicas-de-financas-para-universitarios\/#primaryimage"},"image":{"@id":"https:\/\/eseg.edu.br\/blog\/dicas-de-financas-para-universitarios\/#primaryimage"},"thumbnailUrl":"https:\/\/eseg.edu.br\/wp-content\/uploads\/2026\/05\/dicas-de-financas.png","datePublished":"2022-02-03T20:25:19+00:00","dateModified":"2026-05-12T03:24:24+00:00","description":"4 financial tips for future college students | ESEG College","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/eseg.edu.br\/blog\/dicas-de-financas-para-universitarios\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/eseg.edu.br\/blog\/dicas-de-financas-para-universitarios\/#primaryimage","url":"https:\/\/eseg.edu.br\/wp-content\/uploads\/2026\/05\/dicas-de-financas.png","contentUrl":"https:\/\/eseg.edu.br\/wp-content\/uploads\/2026\/05\/dicas-de-financas.png","width":780,"height":450,"caption":"dicas-de-financas"},{"@type":"WebSite","@id":"https:\/\/eseg.edu.br\/#website","url":"https:\/\/eseg.edu.br\/","name":"ESEG College","description":"On-campus college in S\u00e3o Paulo. Part of the Etapa Group.","publisher":{"@id":"https:\/\/eseg.edu.br\/#organization"},"alternateName":"Faculdade ESEG","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/eseg.edu.br\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/eseg.edu.br\/#organization","name":"ESEG College","alternateName":"Faculdade ESEG","url":"https:\/\/eseg.edu.br\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/eseg.edu.br\/#\/schema\/logo\/image\/","url":"https:\/\/eseg.edu.br\/wp-content\/uploads\/2023\/07\/Favicon.svg","contentUrl":"https:\/\/eseg.edu.br\/wp-content\/uploads\/2023\/07\/Favicon.svg","width":512,"height":512,"caption":"Faculdade ESEG"},"image":{"@id":"https:\/\/eseg.edu.br\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.instagram.com\/eseg_oficial\/"]},{"@type":"Person","@id":"https:\/\/eseg.edu.br\/#\/schema\/person\/bde8393e8d7a94b4e74dc3818d07f366","name":"ESEG Team","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/eseg.edu.br\/wp-content\/uploads\/2026\/05\/Time.png","url":"https:\/\/eseg.edu.br\/wp-content\/uploads\/2026\/05\/Time.png","contentUrl":"https:\/\/eseg.edu.br\/wp-content\/uploads\/2026\/05\/Time.png","caption":"Equipe ESEG"}}]}},"_links":{"self":[{"href":"https:\/\/eseg.edu.br\/en\/wp-json\/wp\/v2\/posts\/9583","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eseg.edu.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eseg.edu.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eseg.edu.br\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/eseg.edu.br\/en\/wp-json\/wp\/v2\/comments?post=9583"}],"version-history":[{"count":1,"href":"https:\/\/eseg.edu.br\/en\/wp-json\/wp\/v2\/posts\/9583\/revisions"}],"predecessor-version":[{"id":11552,"href":"https:\/\/eseg.edu.br\/en\/wp-json\/wp\/v2\/posts\/9583\/revisions\/11552"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eseg.edu.br\/en\/wp-json\/wp\/v2\/media\/9582"}],"wp:attachment":[{"href":"https:\/\/eseg.edu.br\/en\/wp-json\/wp\/v2\/media?parent=9583"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eseg.edu.br\/en\/wp-json\/wp\/v2\/categories?post=9583"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eseg.edu.br\/en\/wp-json\/wp\/v2\/tags?post=9583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}